We call it co-ownership. It’s an easy and exciting option for home buyers where we partner with you to purchase a new home. It gets you a foot on the property ladder and the security of your own roof over your head, without the stresses of renting or anxiety as house prices continue to rise.Read more
It’s simple. YouOwn provides a term loan for the amount you need to obtain a home loan. We charge a fixed interest rate for five years. You use our funding to help you buy your home and in five years you aim to repay our loan from the increase in your equity from the capital growth of your property and the principal you have paid off your home loan.Read more
There are two ways you can purchase your next home with YouOwn.
Find your home with us
YouOwn has partnerships with reputable and established New Zealand builders and Real Estate Agents. We will introduce you to one of YouOwn’s partners, who will meet with you and discuss your requirements for your home. There is no cost to you.
Find your home yourself
With this option you find your home yourself and negotiate the purchase price with the vendor or agent. The cost to you is up to 1% of the purchase price of the property. You pay this on settlement, or you can ask YouOwn to add it on to the purchase price.
The choice is yours, you decide.
Things to remember: